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Category: Business Insurance

Winter Weather Preparedness for Small Businesses

Winter Weather Preparedness for Small Businesses

Winter weather can take a heavy toll on small businesses. The risks posed by storms, slippery walkways, and power outages can lead to financial losses. Taking steps to prepare your company and employees for the winter season can minimize business disruptions and claims filed for slip-and-fall accidents.  The best overall advice is to be proactive. Evaluate any risks on the property to determine where problems...

5 Risks to Consider When Hosting a Work Party

5 Risks to Consider When Hosting a Work Party

Work parties boost morale and employee engagement. Your staff appreciates the time to relax, chat with others and maybe win some fun prizes. However, even the best intentions pose some level of risk. Workplace gatherings could bring out your staff’s worst behaviors—especially if you plan to throw alcohol into the mix. From small pizza parties of appreciation to the big end-of-year party, do you have...

7 Tips to Winterize Your Business and Protect Against Winter Hazards

7 Tips to Winterize Your Business and Protect Against Winter Hazards

Before each winter, business owners should spend time preparing to protect their property and operations from the challenges brought by cold weather, snow and ice. Winterizing your business is not just about staying warm—it's about safeguarding your assets and minimizing potential risks. A well-prepared business can avoid costly repairs and downtime during the winter season. Here are seven tips to help you protect your business...

Frozen Pipes Could Cost Your Business—Here’s How to Help Prevent Issues

Frozen Pipes Could Cost Your Business—Here’s How to Help Prevent Issues

Frozen pipes are more than just an inconvenience—they can cause severe damage to your property. Whether you’ve experienced it firsthand or have heard the stories, it’s important to stay prepared and know what to do if it does happen. Those deep-winter cold snaps can send temperatures plummeting, and homes with exposed or inadequately protected plumbing can have pipes freeze—or worse, burst—under the pressure of expanding...

A Retailer’s Guide to Loss Prevention

A Retailer’s Guide to Loss Prevention

More than $112 billion was lost to retail shrinkage in a recent year, according to the National Retail Federation (NRF). Retail loss, or “shrinkage” as it is commonly called, is a severe problem in the United States. A retailer loses a certain amount of inventory due to damage, employee theft, and shoplifting. These losses affect your business’s bottom line and your livelihood. In a world...